Cumberland Cove Homes under $500,000

YOUR PRIVATE RETREAT IN CUMBERLAND COVE! ?? Discover the perfect blend of comfort, privacy, and country living in this inviting ranch-style home nestled on 4 private acres in Cumberland Cove! Offering 1,888 square feet of living space, this home features 3 bedrooms, 2 full bathrooms, and a versatile bonus room--ideal for a home office, hobby room, or creative space. The kitchen is sure to impress with desirable quartz countertops, solid wood cabinetry, and abundant storage. Even better, all kitchen appliances, plus the washer and dryer, remain with the home! An oversized garage provides extra room for vehicles, tools, and storage, while the convenient circle driveway offers easy access and additional parking. One of the home's standout features is the spacious screened-in porch--a wonderful place to sip your morning coffee, unwind after a long day, and enjoy the sights and sounds of nature in your own peaceful setting. Enjoy modern conveniences, including city water, fiber-optic internet, and natural gas, while embracing the privacy and natural beauty of Cumberland Cove. Conveniently located between Cookeville and Crossville, you're approximately 25 minutes from shopping, restaurants, and medical facilities. Privacy, convenience, and room to enjoy the outdoors--all in one special property! ?? Call today to schedule your private tour and discover Cumberland Cove living for yourself!

1700 Huckleberry, Monterey

Listing courtesy of LPT Realty.

$474,000

3 Beds ⋅ 2 Baths ⋅ 1359649 MLS

🌿 YOUR PRIVATE RETREAT IN CUMBERLAND COVE! 🌿 Discover the perfect blend of comfort, privacy, and country living in this inviting ranch-style home nestled on 4 private acres in Cumberland Cove! Offering 1,888 square feet of living space, this home features 3 bedrooms, 2 full bathrooms, and a versatile bonus room--ideal for a home office, hobby room, or creative space. The kitchen is sure to impress with desirable quartz countertops, solid wood cabinetry, and abundant storage. Even better, all kitchen appliances, plus the washer and dryer, remain with the home! An oversized garage provides extra room for vehicles, tools, and storage, while the convenient circle driveway offers easy access and additional parking. One of the home's standout features is the spacious screened-in porch--a wonderful place to sip your morning coffee, unwind after a long day, and enjoy the sights and sounds of nature in your own peaceful setting. Enjoy modern conveniences, including city water, fiber-optic internet, and natural gas, while embracing the privacy and natural beauty of Cumberland Cove. Conveniently located between Cookeville and Crossville, you're approximately 25 minutes from shopping, restaurants, and medical facilities. Privacy, convenience, and room to enjoy the outdoors--all in one special property! 📞 Call today to schedule your private tour and discover Cumberland Cove living for yourself!

1700 Huckleberry Rd, Monterey

Listing courtesy of LPT Realty, LLC.

$419,900

3 Beds ⋅ 2 Baths ⋅ 246898 MLS

Welcome to your own slice of Tennessee paradise! Nestled on a quiet and secluded 1.7 acres in the Cumberland Lakes community of the Cumberland Cove development. A custom-built 3-bedroom, 2-bath home offers 1,620 square feet of thoughtfully designed one-level living surrounded by the beauty of nature and star-lit skies. Inside, you'll find an open-concept layout featuring warm wood interiors, soaring ceilings, and a spacious living area that flow seamlessly into the kitchen. The kitchen is beautifully appointed with granite countertops, upgraded cabinetry, tile floors and backsplash, and Samsung appliances, making it as functional as it is inviting. The well designed floor plan provides privacy, while the spacious main-level primary suite offers a relaxing retreat. Step outside to the covered front porch or unwind on the expansive back deck, where you can take in peaceful wooded views and abundant wildlife. This lakefront property also offers access to a quiet cove to the community's private lake at the edge of your backyard, providing opportunities for fishing, kayaking, and enjoying the great outdoors. With an attached two-car garage, a private setting, and convenient access to Monterey, Crossville, and I-40, this home perfectly blends comfort, quality, and natural beauty. Whether you're searching for a full-time residence, a peaceful retreat, or a place to enjoy the outdoors, this exceptional property is ready to welcome you home.

71 Sycamore Bnd, Monterey

Listing courtesy of First Realty Company.

$395,000

3 Beds ⋅ 3 Baths ⋅ 1353931 MLS

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Monterey

Listing courtesy of Tri-Star Real Estate & Auction.

$389,900

3 Beds ⋅ 3 Baths ⋅ 1351098 MLS

Some homes ask you to compromise between land and convenience, but this one in Cumberland Cove doesn't. 4.1 acres, a 2022 build freshened up in 2025, and modern construction with a layout that actually works for everyday living. The kitchen has been refreshed with quartz countertops, stainless appliances, and durable LVP flooring, so the low-maintenance setup starts the day you move in. A main level primary suite keeps daily life simple, while upstairs adds two bedrooms, a full bath, and a loft suited to a home office, bonus room, or guest space. Covered front and back porches look out over nearly four acres of wooded privacy with room to expand, garden, or just enjoy some distance from your neighbors. Cumberland Cove also puts private trails, waterfalls, and scenic overlooks within easy reach, all without giving up the convenience of being close to town. It's a rare pairing of privacy and convenience... and it's ready whenever you are.

1023 W Laurel Way, Monterey

Listing courtesy of The Real Estate Collective.

$389,900

3 Beds ⋅ 3 Baths ⋅ 246360 MLS

Some homes ask you to compromise between land and convenience, but this one in Cumberland Cove doesn't. 4.1 acres, a 2022 build freshened up in 2025, and modern construction with a layout that actually works for everyday living. The kitchen has been refreshed with quartz countertops, stainless appliances, and durable LVP flooring, so the low-maintenance setup starts the day you move in. A main level primary suite keeps daily life simple, while upstairs adds two bedrooms, a full bath, and a loft suited to a home office, bonus room, or guest space. Covered front and back porches look out over nearly four acres of wooded privacy with room to expand, garden, or just enjoy some distance from your neighbors. Cumberland Cove also puts private trails, waterfalls, and scenic overlooks within easy reach, all without giving up the convenience of being close to town. It's a rare pairing of privacy and convenience... and it's ready whenever you are.

1023 W Laurel Way, Monterey

Listing courtesy of The Real Estate Collective.

$499,000

3 Beds ⋅ 2 Baths ⋅ 1350831 MLS

Enjoy privacy, peaceful surroundings, and room to roam in this beautifully maintained 3-bedroom, 2-bath home offering 2,192 square feet on 4 wooded acres in the highly desirable Cumberland Cove community. With a new metal roof, exterior paint completed just three years ago, refinished hardwood floors, and a fully encapsulated walk-in crawl space with abundant storage, this home is truly move-in ready. Inside, you'll find soaring ceilings, an open floor plan, a spacious living room with a gas fireplace, formal dining room, eat-in kitchen, walk-in pantry, and a desirable split-bedroom layout. The 364-square-foot bonus room above the oversized two-car garage is perfect for a home office, craft room, media room, or guest space. The primary suite offers two walk-in closets, a relaxing soaking tub, separate shower, and built-in vanity, creating a comfortable private retreat. Step outside and enjoy the peaceful wooded setting, complete with a view of a nearby waterfall from the back of the property (waterfall is adjacent to, not on, the property). Cumberland Cove residents enjoy access to four private parks featuring waterfalls, creeks, hiking trails, scenic overlooks, and a Welcome Center with optional community activities throughout the year. Conveniently located between Nashville, Knoxville, and Chattanooga, and just minutes from Cookeville and Crossville, this home offers the perfect blend of privacy, natural beauty, and convenience. Buyer and Buyers Agent to verify all information.

50 Ross Place, Monterey

Listing courtesy of LPT Realty, LLC.

$499,000

3 Beds ⋅ 2 Baths ⋅ 246333 MLS

Enjoy privacy, peaceful surroundings, and room to roam in this beautifully maintained 3-bedroom, 2-bath home offering 2,192 square feet on 4 wooded acres in the highly desirable Cumberland Cove community. With a new metal roof, exterior paint completed just three years ago, refinished hardwood floors, and a fully encapsulated walk-in crawl space with abundant storage, this home is truly move-in ready. Inside, you'll find soaring ceilings, an open floor plan, a spacious living room with a gas fireplace, formal dining room, eat-in kitchen, walk-in pantry, and a desirable split-bedroom layout. The 364-square-foot bonus room above the oversized two-car garage is perfect for a home office, craft room, media room, or guest space. The primary suite offers two walk-in closets, a relaxing soaking tub, separate shower, and built-in vanity, creating a comfortable private retreat. Step outside and enjoy the peaceful wooded setting, complete with a view of a nearby waterfall from the back of the property (waterfall is adjacent to, not on, the property). Cumberland Cove residents enjoy access to four private parks featuring waterfalls, creeks, hiking trails, scenic overlooks, and a Welcome Center with optional community activities throughout the year. Conveniently located between Nashville, Knoxville, and Chattanooga, and just minutes from Cookeville and Crossville, this home offers the perfect blend of privacy, natural beauty, and convenience. Buyer and Buyers Agent to verify all information.

50 Ross Pl, Monterey

Listing courtesy of LPT Realty.

$375,000

3 Beds ⋅ 2 Baths ⋅ 245888 MLS

**NEW PRICE $375,000 | 2.05 Wooded Acres | Cumberland Cove | Generac Generator | RV Parking** **NEW PRICE & RECENT IMPROVEMENTS!** Discover peaceful country living in Cumberland Cove! Nestled at the end of a quiet cul-de-sac on 2.05 wooded acres, this spacious 3BR/2BA home offers privacy, comfort, and convenience between Crossville and Cookeville, TN. Recent improvements include completed rear siding work, with new carpet scheduled for installation in the four-season sunroom. Inside, enjoy a desirable split-bedroom floor plan, vaulted living room with natural gas fireplace (gas logs removed), and an oversized primary suite featuring a walk-in closet and beautiful marble walk-in shower. The spacious four-season sunroom provides additional year-round living space with relaxing wooded views. Outdoor features include a covered front porch, fenced front yard, attached two-car garage, dedicated RV/boat parking, and a large stand-up crawl space offering excellent storage or workshop potential. Additional highlights include a whole-home Generac generator, available high-speed internet, public water, and an additional well on the property. Enjoy access to Cumberland Cove's scenic walking trails while remaining convenient to shopping, dining, and medical facilities. **Now offered at $375,000! Schedule your private showing today!** All information deemed reliable but not guaranteed. Buyer to independently verify all information, including acreage, square footage, restrictions, HOA, utilities, and other matters of importance.

88 Scenic Pl, Monterey

Listing courtesy of Baisley Hometown Realty, LLC.

$422,000

3 Beds ⋅ 2 Baths ⋅ 245865 MLS

Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 6.3 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. This is a combined listing of 2 parcels. Combined listings are 245863 + 245864

45 Point Pl, Monterey

Listing courtesy of The Real Estate Collective.

$397,000

3 Beds ⋅ 2 Baths ⋅ 245863 MLS

***4.4acres & an additional 1.9 acres available*** Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. There is a same owner lot next door for sale (MLS 245864) offering an additional 1.9 acres.

45 Point Pl, Monterey

Listing courtesy of The Real Estate Collective.

$455,000

4 Beds ⋅ 2 Baths ⋅ 245712 MLS

UNMATCHED PRIVACY MEETS TOP-TO-BOTTOM CUSTOM RENOVATION IN CUMBERLAND COVE! Tucked away on a beautifully wooded, ultra-private 1.5-acre lot at 41 Jump Off Place, this completely renovated 4-bedroom, 2-bath home offers the ultimate turnkey sanctuary in Monterey, TN. Designed for seamless single-level living with a 2-car garage, this open-concept layout caters brilliantly to retirees seeking easy main-floor convenience, growing families needing extra bedrooms, or hosting out-of-town guests in complete comfort. Every square inch of this property has been masterfully updated, featuring new matching flooring throughout, fresh Benjamin Moore paint, and a custom stone fireplace anchoring the main living space. The kitchen showcases custom cabinetry, granite countertops, under-cabinet lighting, and a walk-in pantry. All four spacious bedrooms feature rare individual walk-in closets, while the primary suite boasts a spa-inspired bath complete with a custom tiled shower and frameless glass door. Beyond the stunning finishes, this home delivers high-performance energy efficiency and structural peace of mind with premium Provia energy-efficient windows, double-walled insulation, new vinyl siding with cedar shutter accents, an insulated garage door, new water heater, and encapsulated under-home storage. Step outside to total peace and quiet on your freshly stained front deck, entertain friends on the rear deck around the custom firepit and garden boxes, or enjoy Cumberland Cove's private hiking trails, scenic parks, and golf course, all located less than 30 minutes from downtown Cookeville & Crossville. Single-level, completely renovated, and move-in ready on 1.5 private acres... schedule your private tour today!

41 Jump Off Pl, Monterey

Listing courtesy of AXEN Realty.

Cumberland Cove Homes under $500,000

Newest Cumberland Cove Homes under $500,000

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