Monterey Homes under $900,000

Monterey Homes under $900,000

Welcome to Monterey, Tennessee – a hidden gem nestled in the heart of the Volunteer State! This charming town is known for its picturesque landscapes, friendly community, and a rich tapestry of history that beckons residents and visitors alike. With a population that embraces the warmth of Southern hospitality, Monterey offers a serene escape from the hustle and bustle of city life while still providing easy access to modern amenities.

Monterey is ideally located between Nashville and Knoxville, making it a perfect spot for those who appreciate the tranquility of small-town living with the convenience of nearby urban centers. The town is surrounded by stunning natural beauty, including the breathtaking vistas of the Cumberland Plateau and numerous outdoor recreational opportunities. Whether you enjoy hiking, fishing, or simply soaking in the scenic views, Monterey has something for everyone.

For those looking to call Monterey home, the real estate market is thriving, with charming homes available under $900,000. You’ll find a delightful variety of properties, from cozy cottages to spacious family homes, all set against the backdrop of the town’s serene landscapes. These affordable homes provide an excellent opportunity for first-time buyers, families, and retirees alike, ensuring that you can find the perfect residence to suit your lifestyle.

With its welcoming community, beautiful surroundings, and affordable housing options, Monterey, TN, is a place where you can truly feel at home. Come explore this enchanting town and discover the perfect home for you!

Newest Monterey Homes under $900,000

2177 Street Place Loop, Monterey
$575,000
3 Beds ⋅ 2 Baths ⋅ 1357949 MLS
**Drywall is being installed now, with an estimated completion date of December 2026!** Set on **4 private acres with a beautiful creek**, 1300 Laurel Way offers the perfect combination of privacy, comfort, and opportunity in the heart of Cumberland Cove. This beautiful **2,088 sq ft home** features 3 bedrooms, 2 bathrooms, and a dedicated office, all designed with a thoughtful, functional floor plan and surrounded by abundant wildlife. The home features Ageless Slate siding, which is already installed, along with a stamped concrete covered front porch and a spacious Trex-covered back deck--perfect for enjoying the peaceful creek setting, entertaining, or simply relaxing in nature. Inside, the spacious living room features vaulted ceilings and a beautiful stone fireplace, creating a warm and inviting gathering space. The open-concept kitchen is designed with stainless steel appliances, granite countertops, and a large pantry. The private primary suite offers a true retreat, complete with a spacious bathroom featuring a walk-in shower and an oversized walk-in closet. **There is still time for the buyer to make some selections and personalize the home, including paint colors, countertops, and flooring!** This is a great opportunity to have a say in the finishing touches while the home is still under construction. The home is serviced by public water and natural gas, with fiber-optic internet available at the road, making it easy to work from home while enjoying the peace and privacy of a quiet, mountain-style setting. Outside, the 4-acre creek lot offers plenty of room to explore, enjoy the wildlife, and make the property your own. There is also potential for an RV garage and plenty of space for additional outdoor improvements. With a peaceful creek setting, privacy, modern finishes, and the opportunity to personalize the final selections, this property is a rare opportunity to own a beautiful new home in scenic Cumberland Cove. **Estimated completion: December 2026.** Call today for more information or to schedule a showing! Experience Cumberland Cove Situated on the Cumberland Plateau at elevations around 2,000 feet, Cumberland Cove is a wonderful place to experience all four seasons. Enjoy colorful fall foliage, crisp winter mornings, fresh spring growth, and comfortable summer days surrounded by the beauty of nature. Cumberland Cove encompasses approximately 8,000 acres of preserved natural landscape, offering residents an abundance of opportunities to enjoy the outdoors. Property owners have private access to four community parks, approximately 67 miles of community roads, miles of hiking trails, creeks, waterfalls, caves, scenic bluffs, and beautiful mountain views. Whether you're looking for a place to build, hike, explore, relax, or simply enjoy the changing seasons, Cumberland Cove offers an exceptional lifestyle surrounded by nature. Despite its secluded setting, the community is conveniently located approximately 20 minutes from both Cookeville and Crossville for shopping, dining, medical services, and everyday conveniences. Both east and west I-40 interchanges are approximately 10 minutes away, providing easy access to Nashville, Knoxville, and Chattanooga.

2177 Street Place Loop, Monterey

Listing courtesy of Cumberland Mountain Realty.

408 E Williams Ave, Monterey
$179,929
3 Beds ⋅ 1 Baths ⋅ 247444 MLS
Tucked away at the end of a dead-end street within Monterey city limits, this charming home offers the character of an older home paired with thoughtful updates and comfortable living spaces. Hardwood floors run throughout the home, adding warmth and character, while large windows flow from room to room and bring in an abundance of natural light. The remodeled kitchen brings a fresh, modern touch with butcher block countertops, painted cabinetry, and stainless steel appliances approximately one year old. The functional floorplan offers distinct living spaces that can flex to fit the way you live and entertain. The centrally located full bath is exceptionally spacious, and all three bedrooms offer plenty of room along with great closet space. Outside, the newly constructed covered front porch and open side deck extend your living space and create inviting spots to relax, entertain, or enjoy the outdoors. The large backyard offers plenty of room to garden, play, gather, or simply enjoy the extra space. A detached building in great condition adds even more versatility and could serve as a workshop, additional storage, or a place to house equipment and tools. A gas line runs into the home, although it is not currently connected, allowing the next owner the opportunity to customize it to their needs. The home also previously featured a wood-burning stove. While the stove and related components have been removed, the option remains to add one back if desired. Additional updates include a central heating and cooling system approximately 3-4 years old and a metal roof approximately 6 years old. With its combination of original character, thoughtful updates, flexible living spaces, outdoor areas, and versatile detached building, this Monterey home offers a lot to appreciate.

408 E Williams Ave, Monterey

Listing courtesy of Skender-Newton Realty.

408 E Williams Ave, Monterey
$179,929
3 Beds ⋅ 1 Baths ⋅ 1356966 MLS
Tucked away at the end of a dead-end street within Monterey city limits, this charming home offers the character of an older home paired with thoughtful updates and comfortable living spaces. Hardwood floors run throughout the home, adding warmth and character, while large windows flow from room to room and bring in an abundance of natural light. The remodeled kitchen brings a fresh, modern touch with butcher block countertops, painted cabinetry, and stainless steel appliances approximately one year old. The functional floorplan offers distinct living spaces that can flex to fit the way you live and entertain. The centrally located full bath is exceptionally spacious, and all three bedrooms offer plenty of room along with great closet space. Outside, the newly constructed covered front porch and open side deck extend your living space and create inviting spots to relax, entertain, or enjoy the outdoors. The large backyard offers plenty of room to garden, play, gather, or simply enjoy the extra space. A detached building in great condition adds even more versatility and could serve as a workshop, additional storage, or a place to house equipment and tools. A gas line runs into the home, although it is not currently connected, allowing the next owner the opportunity to customize it to their needs. The home also previously featured a wood-burning stove. While the stove and related components have been removed, the option remains to add one back if desired. Additional updates include a central heating and cooling system approximately 3-4 years old and a metal roof approximately 6 years old. With its combination of original character, thoughtful updates, flexible living spaces, outdoor areas, and versatile detached building, this Monterey home offers a lot to appreciate.

408 E Williams Ave, Monterey

Listing courtesy of Skender-Newton Realty.

14765 N Highway 70, Monterey
$274,999
3 Beds ⋅ 2 Baths ⋅ 1356782 MLS
PRICE IMPROVEMENT! Now Offered at $274,999 Country Charm, Privacy & Homestead Potential on 3.2± Acres! Discover the possibilities with this character-filled 1947 home tucked away on approximately 3.2 level, wooded acres in a convenient location between Crossville and Cookeville. Offering approximately 1,800 square feet of living space, this property combines vintage charm with modern updates and endless potential. The home features 3 bedrooms, 1.5 bathrooms, a versatile bonus room, and a bright, inviting living room filled with natural light. The kitchen showcases beautiful tongue-and-groove ceilings that add warmth and rustic appeal, while the dining room fireplace serves as a charming reminder of the home's history. Double subflooring and numerous updates provide a solid foundation for your finishing touches. Outside, the property is well suited for those seeking a hobby farm, homestead, or peaceful country retreat. Improvements include a chicken coop, established garden area, a metal building with excellent potential for a future barndominium, an additional storage/workshop building, and a historic stone chimney that reflects the property's rich heritage. Mature trees provide shade and privacy, creating a serene setting to enjoy nature. Whether you're searching for a primary residence, weekend getaway, investment opportunity, or a property with room to expand, this one offers exceptional potential in a desirable Upper Cumberland location with easy access to shopping, dining, and Interstate 40. Buyer to verify all information and measurements before making an informed offer.

14765 N Highway 70, Monterey

Listing courtesy of RE/MAX Finest.

22137 Clarkrange Hwy, Monterey
$559,000
3 Beds ⋅ 2 Baths ⋅ 1356256 MLS
Welcome to 22137 Clarkrange Highway in Monterey, TN--a stunning brand-new partial brick home situated on 5 beautiful unrestricted acres, offering 1,770 square feet of thoughtfully designed living space in a peaceful country setting. With breathtaking views, custom finishes, and an exceptional location, this property offers the perfect blend of comfort, style, and privacy. This exceptional 3-bedroom, 2-bath home features 9-foot ceilings, elegant arched doorways, luxury laminate and tile flooring, and an abundance of custom details throughout. The spacious primary suite is a true retreat, featuring a tray ceiling accented by a stunning chandelier, dual closets, and direct access to the covered back porch. The luxurious primary bathroom offers makeup vanity, towel closet, jetted tub with a chandelier overhead, along with a spacious walk-in shower. At the heart of the home is a chef's kitchen designed to impress. The kitchen features black stainless steel appliances, a gas cooktop, an extra-deep sink, expansive custom cabinetry with soft-close doors and drawers, quartzite countertops, and convenient pull-out shelving in the pantry. A built-in desk with custom cabinetry provides the perfect space for working from home, organizing household tasks, or creating a dedicated study area. The inviting formal dining room provides an elegant space for entertaining, while the spacious living room features a cozy fireplace that creates the perfect gathering space. Additional features include a dedicated laundry room, central vacuum system, oversized garage, and a walk-in crawl space with a built-in storm shelter, providing exceptional storage and an added level of peace of mind. Step outside and take in the breathtaking views across 5 unrestricted acres of beautiful Tennessee countryside. The property is partially wooded and features a peaceful stream, creating a picturesque natural setting. Even more impressive, the property backs up to over 1,000 acres of hunting land, providing an expansive natural backdrop and a rare sense of privacy and seclusion. Enjoy the beauty of the outdoors from the covered front and back porches, with the primary suite offering direct access to the back porch--an ideal spot to enjoy your morning coffee, unwind in the evening, or take in the surrounding scenery. Conveniently located between Nashville and Knoxville, this property offers peaceful country living while remaining within reach of the amenities, entertainment, and attractions of two major Tennessee cities. With its brand-new construction, 5-acre setting, custom brick exterior, 9-foot ceilings, arched doorways, luxury flooring, chef's kitchen, custom soft-close cabinetry, quartzite countertops, black stainless appliances, oversized garage, storm shelter, beautiful views, peaceful stream, and access to an incredible natural backdrop, this Monterey property is truly a special opportunity to enjoy refined country living with room to breathe, relax, and make it your own.

22137 Clarkrange Hwy, Monterey

Listing courtesy of Highlands Elite Real Estate.

22137 Clarkrange Hwy, Monterey
$635,000
3 Beds ⋅ 2 Baths ⋅ 1356251 MLS
Welcome to 22137 Clarkrange Highway in Monterey, TN--a stunning brand-new partial brick home situated on 10 beautiful unrestricted acres, offering 1,770 square feet of thoughtfully designed living space in a peaceful country setting. With breathtaking views, custom finishes, and an exceptional location, this property offers the perfect blend of comfort, style, and privacy. This exceptional 3-bedroom, 2-bath home features 9-foot ceilings, elegant arched doorways, luxury laminate and tile flooring, and an abundance of custom details throughout. The spacious primary suite is a true retreat, featuring a tray ceiling accented by a stunning chandelier, dual closets, and direct access to the covered back porch. The luxurious primary bathroom offers makeup vanity, towel closet, jetted tub with a chandelier overhead, along with a spacious walk-in shower. At the heart of the home is a chef's kitchen designed to impress. The kitchen features black stainless steel appliances, a gas cooktop, an extra-deep sink, expansive custom cabinetry with soft-close doors and drawers, quartzite countertops, and convenient pull-out shelving in the pantry. A built-in desk with custom cabinetry provides the perfect space for working from home, organizing household tasks, or creating a dedicated study area. The inviting formal dining room provides an elegant space for entertaining, while the spacious living room features a cozy fireplace that creates the perfect gathering space. Additional features include a dedicated laundry room, central vacuum system, oversized garage, and a walk-in crawl space with a built-in storm shelter, providing exceptional storage and an added level of peace of mind. Step outside and take in the breathtaking views across 10 unrestricted acres of beautiful Tennessee countryside. The property is partially wooded and features a peaceful stream, creating a picturesque natural setting. Even more impressive, the property backs up to over 1,000 acres of hunting land, providing an expansive natural backdrop and a rare sense of privacy and seclusion. Enjoy the beauty of the outdoors from the covered front and back porches, with the primary suite offering direct access to the back porch--an ideal spot to enjoy your morning coffee, unwind in the evening, or take in the surrounding scenery. Conveniently located between Nashville and Knoxville, this property offers peaceful country living while remaining within reach of the amenities, entertainment, and attractions of two major Tennessee cities. With its brand-new construction, 10-acre setting, custom brick exterior, 9-foot ceilings, arched doorways, luxury flooring, chef's kitchen, custom soft-close cabinetry, quartzite countertops, black stainless appliances, oversized garage, storm shelter, beautiful views, peaceful stream, and access to an incredible natural backdrop, this Monterey property is truly a special opportunity to enjoy refined country living with room to breathe, relax, and make it your own.

22137 Clarkrange Hwy, Monterey

Listing courtesy of Highlands Elite Real Estate.

1532 E Overlook Rd, Monterey
$755,000
4 Beds ⋅ 4 Baths ⋅ 1356162 MLS
Discover your private sanctuary on 5.1 wooded acres along the peaceful Scuffle Creek. This striking 4-bedroom, 3.5-bath barndominium perfectly blends contemporary style with cozy comfort, offering a lifestyle made for relaxation and entertaining. A gated driveway leads to your secluded oasis, complete with chain-link fencing for pets and expansive concrete porches to enjoy the outdoors. The great room features a soaring stone fireplace, while the chef's kitchen flows effortlessly for gatherings. Step through the Western multi-slide doors to a finished screened porch with a hot tub, perfect for year-round unwinding or gather around the outdoor firepit under the stars. Designed for those who love the barndominium lifestyle, this home combines elegance, privacy, and unforgettable outdoor living. Don't just imagine it, live it. Located at approximately 2,000 feet in elevation, Cumberland Cove offers beautiful four-season mountain living. Property owners enjoy private access to four community parks, miles of hiking trails, waterfalls, caves, creeks, scenic bluffs, overlooks, and approximately 67 miles of community roads. Enjoy a peaceful creekside setting while remaining approximately 20 minutes from Cookeville and Crossville. Both east and west I-40 interchanges are approximately 10 minutes away, providing convenient access to Nashville, Knoxville, and Chattanooga. A wonderful opportunity to enjoy acreage, privacy, a creek setting, modern amenities, and the natural beauty of the Cumberland Plateau!

1532 E Overlook Rd, Monterey

Listing courtesy of Cumberland Mountain Realty.

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