Cumberland Lakes Real Estate

Cumberland Lakes Real Estate

Welcome to Cumberland Lakes, a hidden gem nestled in the picturesque town of Monterey, Tennessee. This charming subdivision is situated in Cumberland County, surrounded by the natural beauty of the Tennessee landscape. With its serene lakes, lush greenery, and friendly community atmosphere, Cumberland Lakes offers a perfect blend of tranquility and convenience for those seeking a peaceful retreat from the hustle and bustle of city life.

Cumberland Lakes is designed for residents who appreciate the great outdoors. The subdivision features stunning lakes that provide opportunities for fishing, kayaking, and leisurely strolls along the water's edge. The area is also home to beautiful walking trails and picnic spots, making it an ideal location for families and nature enthusiasts alike. Whether you're an avid birdwatcher or simply enjoy the peaceful sounds of nature, Cumberland Lakes has something for everyone.

In addition to its natural allure, Cumberland Lakes is conveniently located near the charming downtown Monterey, where you can find local shops, restaurants, and community events that foster a sense of belonging. The subdivision is also within easy reach of major highways, providing quick access to nearby cities and attractions.

With a variety of homes available, Cumberland Lakes caters to diverse preferences and budgets, making it an attractive option for first-time buyers, retirees, and everyone in between. If you're looking for a community that combines the beauty of nature with the warmth of small-town living, Cumberland Lakes is the perfect place to call home. Come and explore the possibilities that await you in this enchanting subdivision!

Newest Listings in Cumberland Lakes

3 Beds ⋅ 3 Baths ⋅ 1348476 MLS

Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character. Enjoy the wraparound porch, detached two-car garage with a finished bonus room above-ideal for guests, a home office, or hobbies. Multiple adjoining lots provide added privacy and room to enjoy nature. Whether you're looking for a full-time home or a peaceful weekend retreat, this property is one you won't want to miss.

246 Cross Drive, Monterey

Listing courtesy of The Real Estate Collective.

Escape to the peaceful beauty of Tennessee's Cumberland Plateau in the highly desirable Cumberland Lakes community. Whether you're searching for a full-time residence, retirement home, or weekend getaway, this property offers the perfect balance of privacy, nature, and convenience. Nestled within a wooded, deed-restricted community, homeowners enjoy access to four private lakes, two boat ramps, three parks, picnic areas, a community clubhouse, scenic creeks, abundant wildlife, and approximately 25 miles of paved roads ideal for walking, running, and biking. Gas-powered boats are prohibited, creating a quiet environment perfect for kayaking, canoeing, fishing, and relaxing in nature. The community is conveniently located between Nashville and Knoxville with easy access to I-40, making travel throughout Tennessee simple and convenient. The property itself offers the opportunity to enjoy mountain living while remaining within reach of shopping, dining, healthcare, and outdoor recreation. Whether you're relocating from out of state, looking to downsize, or dreaming of a slower pace of life surrounded by forests and pristine lakes, this is Tennessee living at its finest.

N Laurel Loop, Monterey

Listing courtesy of The Real Estate Collective.

3 Beds ⋅ 3 Baths ⋅ 1337460 MLS

Welcome to this remarkable, new construction located in Cumberland Lakes subdivision. This beautiful 1682 sq ft home sits on 1 acre. Step inside & you're welcomed with cathedral ceilings and an open floor plan. The kitchen being the heart of the home is designed with high-end custom built cabinets, granite counter tops , stainless steel appliances & a walk in pantry for extra space. The family room provides a warm and inviting space to gather with a stone gas fireplace. On one side of this home you'll find two generously sized bedrooms with a guest bathroom. The opposite side of this home is the Master bedroom with a trey ceiling & over sized walk in closet. It also features a en-suite bathroom with a walk in tile shower & his / her vanity. Call to schedule your showing today!

149 Divide Tr, Monterey

Listing courtesy of Highlands Elite Real Estate.

Beautiful two wooded lots approximately around 2 acres on a very private road with very little traffic to enjoy the wildlife and peaceful serenity. Great building site for a home and a garage. Cumberland Lakes is a private community and only owners have access to the lakes and parks. Light restrictions and not a lot of hoops to jump through when you build here, just enough to protect your values and community. 1600 Sq Ft. Minimum. Two private lakes in community for fishing and boating with two boat ramps. Three Common Parks, picnic areas and a community clubhouse. Work from home with FIBER OPTICS! Located ideally between Cookeville & Crossville.

13 Pond Rd, Monterey

Listing courtesy of Cumberland Mountain Realty.

LAKE VIEWS of LAZY LAKE and priced to sell, this lot is very close to the lake! 0.1 Miles to Lazy Lake Park to launch your boat, kayak or paddleboard. Perfect place for a picnic or to go fishing! This 1.3 Acre lot has lake views, rock outcroppings, and extreme privacy with lots of hemlocks and mountain laurel. Level lot that offers a great home site. Sit in privacy on your back porch and enjoy lake views. 1600 Sq Ft. Minimum. Two Private lakes in community for fishing and boating with two boat ramps. Three Common Park, picnic areas and a community clubhouse. 25 miles of roads to ride bikes, Work from home with FIBER OPTICS! Very private but close to Cookeville and Crossville.

Blk 203 L5 Cumberland Lakes Drive, Monterey

Listing courtesy of Cumberland Mountain Realty.

Affordable and private! This lot has the privacy you want! Great homesite by the road. Beautiful, wooded lot that lays slightly downhill on a very quiet private road with lots of wildlife and mature hardwoods. 1600 Sq Ft. Minimum. Enjoy outdoor living in Cumberland Lakes. Like to play on the water? Paddleboard, kayak, fish and swim. Location of lakes is ideal between Crossville and Cookeville. Two Private lakes in community for fishing and boating with two boat ramps. Three Common Parks, picnic areas and a community clubhouse. 25 miles of roads to ride bikes, Work from home with FIBER OPTICS!

11 Rhonda Rd, Monterey

Listing courtesy of Cumberland Mountain Realty.

This 1.3 acre wooded lot is across from Lazy Lake in the private community of Cumberland Lakes. Easy building site on this beautiful property. 2 Lakes to enjoy with your electric boat, kayak or canoe and fishing. Clubhouse, dock and boat launches available. Some restrictions to maintain the quality of the neighborhood. Fiber internet available at street along with electric and Telephone. Sceptic and well needed. Peaceful country living yet close to Cookeville and Crossville with all amenities and 2 hospitals. Come visit this beautiful property.

Cumberland Lakes Drive Unit 201, Monterey

Listing courtesy of Cumberland Cove Real Estate.

3 Beds ⋅ 2 Baths ⋅ 1333933 MLS

New construction barndominium on 1 acre -- one of the best-priced homes currently available in Cumberland Lakes. This 3-bedroom, 2-bath home offers a blend of modern finishes, efficiency, and low-maintenance living in a peaceful, natural setting. Inside, you'll find durable vinyl flooring, abundant natural light, and a functional layout designed for everyday comfort. The home features a dual fuel HVAC system, tankless on-demand water heater, whole-house water filtration, and ethernet wiring throughout--providing both convenience and long-term efficiency. A 1-year builder's warranty is included, offering added peace of mind for buyers seeking confidence in a new construction purchase. Situated on approximately 1 acre, this property offers privacy while still being part of the Cumberland Lakes community, known for its natural beauty, multiple lakes, parks, and quiet surroundings. Conveniently located between Crossville and Cookeville, you get the balance of seclusion without being far from everyday amenities. This home is well-suited for: • First-time buyers looking for a move-in ready option with modern systems • Buyers relocating to the area seeking space and a quieter lifestyle • Downsizers wanting a newer, low-maintenance home • Anyone looking to avoid the time and cost of building Move-in ready and positioned for a smooth transaction--schedule your showing today.

190 Rhonda Place, Monterey

Listing courtesy of Weichert, Realtors-The Webb Agency.

1.1 acre wooded lot with 216ft of road frontage, a seasonal lake view across the road per owner and borders a neighboring 1,000+ acre parcel on the left property line for more potential privacy. This lot is located in Cumberland Lakes community and has light restrictions in place, which helps to protect the value of your investment (1600sqft minimum living area). Fiberoptic available, will need a well for water and septic for sewage (Soil map on file and can be provided upon request!). Conveniently located about 12 minutes from Monterey, 32 minutes from Cookeville, and within an hour and 35 minutes from both Knoxville and Nashville. Ownership in this community gives you access to 2 boat ramps, the community club house, three parks, their picnic areas and 4 lakes in the community. Call us today and make beautiful Cumberland Lakes your home!

Lake Shore Drive, Monterey

Listing courtesy of Keller Williams Realty Cookeville.

Discover this prime 1.7-acre wooded lot on Ash Place in the serene Cumberland Lakes development, nestled within the beautiful Cumberland Cove community in Cumberland County, TN. Perfect for building your dream home, this spacious parcel offers a peaceful, natural setting with abundant trees, easy access to pristine lakes, hiking trails, and the charm of plateau living. Located midway between Knoxville and Nashville, enjoy quiet country vibes while being close to Monterey's amenities. Ideal for nature lovers seeking privacy and potential! Buyer to verify all information and measurements to make an informed offer.

Ash Place Unit 26, Monterey

Listing courtesy of Mitchell Real Estate & Auction.

Beautiful wooded 1.5Acre lot in the Quiet Country Setting of Cumberland Lakes. Winter Lake View. Tired of noise and traffic? This is what you're looking for in a property. 2 Private lakes for residents to enjoy and fish with your electric boat or canoe. Close to all amenities in Crossville and Cookeville where you have shopping, restaurants, car dealerships, hospitals, etc. High speed internet, electric and telephone is available at street. Well and septic needed. Seller is an agent.

Crystal Point, Monterey

Listing courtesy of Cumberland Cove Real Estate.

Cumberland Lakes Drive, Monterey

Listing courtesy of Keller Williams Realty.

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Nathaniel Garcia

I’m a dedicated real estate professional who is passionate about helping families find a place they can truly call home. I understand that buying a home is one of the biggest decisions you’ll ever make, which is why I’m known for my patience, clear communication, and commitment to doing things the right way. I take the time to understand my clients’ needs, guide them through every step of the process, and advocate for them at the highest level. With over 200 families successfully helped into homes, I bring strong negotiation skills, market expertise, and a client-first mindset to every transaction.

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